SPECIAL ENROLLMENT PERIOD (SEP)

What Is a Special Enrollment Period?

A Special Enrollment Period allows individuals to make Medicare coverage changes outside of standard enrollment windows when certain qualifying life events occur. Examples may include:

SEP Eligibility Varies

Not all situations qualify for a Special Enrollment Period. Eligibility depends on specific circumstances and timing.

Licensed agents can help determine whether a Special Enrollment Period may apply.

Our Approach

Get Connected

If you would like to learn more about Medicare Advantage or speak with a licensed insurance agent, you can use our platform to begin that process.

Our team facilitates connections but does not provide plan recommendations or enrollment services.

Important:

This website may not display all data on Qualified Health Plans being offered in your state through the federal Medicare program. This is not a complete listing of plans available in your service area. To see all available data on Qualified Health Plan options in your state, Please contact Medicare.gov or 1–800–MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week or consult https://www.medicare.gov, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Calling a Licensed Insurance Agent does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage plan, Medicare Prescription Drug plan, Medicare Supplement Plan, or any other Medicare plan. Mediplansguide.com is independent of the Medicare program and is neither associated with nor endorsed by The Centers for Medicare & Medicaid Services (CMS) or any other governmental agency.

Participating sales agencies represent Medicare Advantage HMO, PPO and PFF organizations that are contracted with Medicare. Enrollment depends on the plan’s contract renewal.

Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.

Enrollment in Medicare/Medicare Advantage may be limited to certain times of the year unless you qualify for a Special Enrollment Period.

This website is a solicitation for Medicare insurance, Medicare Advantage, Part D or Medicare supplement insurance comparison services. Medicare supplement insurance is available to those age 65 or older enrolled in Medicare Parts A and B, and in some states to those under age 65 eligible to Medicare due to disability or end stage renal disease.